This is not a permanent offer and may be withdrawn at any time. Excludes refinances from Westpac, St.George, BankSA, Bank of Melbourne, RAMS, Portfolio Loans, or refinances that require foreign income for serviceability.

This offer is limited to one $1500 cashback during the campaign and will be paid to the main applicant (Applicant 1) only (multiple applications submitted by the same applicant are not eligible for this offer). This offer is available for applications receivedon or before Wednesday 28 February 2018 and settle on or before Monday 30 April 2018.

Eligibility criteria: 

• Loans under Advantage Package** only. Annual $395 package fee applies. Excludes Portfolio loans.
• Both Owner Occupier and Residential Investment Refinances are eligible.
• The total loan amount per application must meet the minimum loan amount criteria (i.e. >=$200,000).
• Applications received on or before Wednesday 28 February 2018 and settle on or before Monday 30 April 2018.
• Must have a BankSA transaction account linked to the refinanced home loan at the time of settlement.
• The applicants’ home loan repayments must be direct debited from this BankSA transaction account.
• The linked transaction account must be kept open for a minimum of 60 days after settlement. The cashback will be paid into this account during the 60 day period.
• Not available in conjunction with any other cashback offer.
• Not available for refinances into Owner-Occupier Interest Only loans.

Excludes:

• Refinances from Westpac, St.George, BankSA, Bank of Melbourne and RAMS;
• Refinances into Owner-Occupier Interest Only Loans;
• Portfolio Loans and;
• Refinances that require foreign income for serviceability.

If all the eligibility criteria are met, the cashback will be paid within 60 days of settlement into the BankSA transaction account from which the home loan repayments are made.

* New home loan applications received on or before Wednesday 28 February 2018 and settle on or before Monday 30 April 2018, however this offer may be extended at any time. Excludes refinances from Westpac, St.George, BankSA, RAMS and Bank of Melbourne and refinances into Owner-Occupied Interest Only loans and Portfolio Loans. Only one cashback will be paid per main applicant. Multiple applications submitted by the same main applicant are not eligible. Not available in conjunction with any other special offers. Applicants must have a BankSA transaction account linked to the home loan at the time of settlement. Applicants’ home loan repayments must be direct debited from this transaction account. The account must be kept open for at least 60 days after settlement and the cashback will be paid into this account during this period. There may be tax consequences arising from this promotion for our business customers and rental property investors. This is not taxation advice and customers should seek independent advice on any taxation matters.

**Advantage Package Terms and Conditions apply and are available at banksa.com.au. Annual fee, currently $395, applies..