Insurance
Providing the protection you need
Enquire about Insurance
INSURANCE
At Assured, our insurance brokers have direct access to multiple insurers and policies. Offering a range of policies to cover a range of risks, our brokers can review any existing policies you may have or set up new policies.
Insurance is a means of protection from financial loss. It is a form of risk management, primarily used to protect against a risk or uncertain loss. An entity which provides insurance is known as an insurer, insurance company, insurance carrier or underwriter.
Some of the types of insurance we assist you with include:
- Home & Contents Insurance
- Landlord Insurance
- Motor Vehicle Insurance
- Pet Insurance
- Caravan & Trailer Insurance
- Travel Insurance
COMPLIMENTARY INSURANCE AUDIT
Our relationship with our authorised insurance brokers provides you with the opportunity for a complimentary insurance review. They will review any insurance policies you have and advise you if there are any risk areas or if your insurance cover is inadequate. They can also compare policies from a network of major insurers. Insurance brokers work for you, not the insurance company; they offer this service free of charge to you.
How does insurance work?
Depending on what you are insuring against, the insurer agrees to pay you money to help cover costs if that thing happens. For example, if your laptop was stolen from your home, and you had insured it against theft, you could make a claim with your insurer to help cover the costs of getting a new laptop. Without insurance, you are taking the risk that you will have to wear the financial loss if things go wrong.
What is an insurance policy?
You and the insurer agree on what is being insured. This is written in a legal agreement (contract) called an insurance policy. The insurance policy sets out exactly:
- What is being insured and the risk being insured against (terms and conditions)
- Any exclusions
- How much the insurer will pay if you make a claim
- How much the policy will cost you (premium)
The premium can depend on things like where you live or what you and the insurer agree will be the cost of replacing something if it’s stolen or damaged.
What is an insurance broker?
An insurance broker is an independent, professional advisor who works for you! They are specialists in insurance and risk management and can assist you with assessing and managing your risks. Just like an Assured mortgage broker finds you the best loan to suit your needs, an insurance broker sources the most suitable products to provide the insurance protection that you need.
What happens if you need to make a claim?
As well as arranging and placing cover with the chosen insurer on behalf of their clients, insurance brokers also act on behalf of their clients in the event of a claim. They have their own in-house claims team who have the experience and knowledge to lodge, manage and settle your claim as quickly as possible and ensure you receive your full policy entitlements.
Personal Insurance
| Personal Insurance |
| Bicycle Insurance |
| Boat & Pleasure Craft Insurance |
| Caravan & Trailer Insurance |
| Community Title Insurance |
| Health Insurance |
| Hobby Farm Insurance |
| Home & Contents Insurance |
| Landlord Insurance |
| Motor Vehicle Insurance |
| Motorbike & Scooter Insurance |
| Pet Insurance |
| Residential Strata Insurance |
| Travel Insurance |
| Vacant Land Protection |
Business Insurance
| Aged Care Insurance | Management Liability Insurance |
| Agriculture & Farm Insurance | Marine Insurance |
| Aviation Insurance | Not For Profit & Association Insurance |
| Business Insurance | Plant & Equipment Insurance |
| Business Interruption Insurance | Professional Indemnity Insurance |
| Commercial Motor & Fleet Insurance | Public & Products Liability Insurance |
| Commercial Property Insurance | Sports Insurance |
| Community Carers Insurance | Tax Audit Insurance |
| Construction Insurance | Tools & General Property Insurance |
| Corporate Travel Insurance | Trade Credit Insurance |
| Cyber Insurance | Tradies, Contractors & Mobile Business Insurance |
| Drone Insurance | Workers Compensation Insurance |
| Event & Entertainment Insurance |