83 600 200

First Home Buyers. Your new home from just

$3000 deposit*

$0 repayments*

while you’re building

83 600 200

Quick Application

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South Australian First Home Buyers

Stop Renting & Start Buying

Just $3000 is all you could need*
No loan repayments for up to 9 months*
A great range of quality homes throughout SA

Fixed price contracts for peace of mind
Guaranteed build times
Finance and build package to keep it simple

Build a brand new home from only $3000 deposit & $0 repayment while you build*

Find out if you’re eligible

Of course there are some qualifying criteria to build your first home with just $3000 and it may be even easier than you think. Here’s a guideline to find out if you qualify.

You have savings of at least $3000 held for at least 3 months. If it hasn’t been saved over 3 months but you still have $3000 saved you have 12 months good rental history.
You’ve been employed for a minimum of 3 months in a permanent position or 6 months in a casual position.
You’re over 18 years of age and have never been bankrupt
You’re eligible to receive the $15,000 First Home Owner Grant (FHOG)
You’re an Australian citizen or hold permanent residency or skilled migrant status in Australia
You buy or build a new home through our qualifying partner builder and partner lender
You hold a Certificate III, Certificate IV, diploma, degree or higher qualification through TAFE, university or another Registered Training Organisation (If you don’t currently have this, please call us to find out how we can help

It’s time to get moving!

If you can’t wait to get started, fill in our online qualifier and we’ll get right on it.

Qualify now

Can I really get into my first home from just $3000?

YES! We know everyone will probably tell you there must be a catch. Of course there are qualifying criteria, but this is a very unique programme where you can not only use your first home owners grant but,

the builder is actually putting $10,000 cash contribution

to assist in covering the construction loan capitalised interest costs over the build period! And, if there’s any money left over the contribution will be used to increase your deposit!

Want to know more about being a First Home Buyer?

Download some of our free handy guides and checklists

First Home Owner Grant Checklist

Comprehensive First Home Buyers guide handy guide

What to bring to your appointment

Can I really get into my first home from just $3000?

YES! It could be entirely possible if you meet the eligibility criteria above. But even if you haven’t got quite enough savings yet or haven’t been in your job quite long enough, we’d still love to hear from you and help you achieve your dream.

Applicant 1

Surname *

Given names *

Current home address *

Date commenced living at address *

Living status

Current rent / board per week

Email address

Mobile number

Marital Status

Number of dependants

Employer’s name (or self if self employed)

Occupation & position

Employment status

Annual salary

Date commenced at current employer

Other income i.e rental/centrelink

Current deposit saved

Are you a First Home Buyer

Do you have a certificate III

Car loan per week

Amount owing on car loan

Personal loan per week

Amount owing on personal loan

Credit card payments per month

Amount owing on credit cards

Any other loans

Any other debts

Fill in Applicant 2 (if applicable)

Surname *

Given names *

Current home address

Date commenced living at address *

Living status *

Current rent / board per week *

Email address *

Mobile Number *

Marital Status *

Number of dependants *

Employer’s name (or self if self-employed) *

Occupation & position *

Employment status *

Annual salary *

Date commenced at current employer *

Other income i.e Rental/centrelink *

Current deposit saved *

Are you a first home buyer? *

Do you have a Certificate III? *

Car loan per week *

Amount owing on car loan *

Personal loan per week *

Amount owing on personal loan

Credit card payments per month *

Amount owing on credit cards *

Any other loans *

Any other debts *

I agree to, and have read, the terms and the disclaimer. *

Eligibility and lending criteria, terms and conditions apply. Fees and charges are payable. Full details of these and relevant terms and conditions are available on application.

Eligibility Criteria:

To be eligible the buyer must:

Buy or build a new home in South Australia as an owner occupier by entering into a contract with City Builders – Builders Licence No. 179 889.
Be an Australian citizen or hold Permanent Residency or skilled migrant status in Australia.
Be eligible to receive the $15,000 First Home Buyer Grant (FHBG).
Be over 18 years of age an have a clear credit history.
Have evidence of 3 months continuous employment with same employer.
Have $3,000 of savings held for at least 3 months, or twelve months of good rental history.
Obtain finance through our qualifying lender.
You hold a Certificate III, Certificate IV, diploma, degree or higher qualification through TAFE, university or another Registered Training Organisation.

General Provisions:

Required deposit amount will vary depending on the purchase value of the selected property.
Assured Property Group is not responsible for any loss or damage (however it arises) which you may suffer or incur arising from, or in connection with, any building contract you enter into.
City Builders is not a member of the Assured Group of companies, and the Assured Group takes no responsibility for, and does not warrant the ability of, the builder to enter into or carry out its obligations under a building contract on time at all.

Assured Home Loans Australian Credit Licence Number 389 483 | ACN 066 462 977

Assured Property Group RLA 282 033 | ACN 619 732 277

*Lending Criteria, terms & conditions apply. For full terms and conditions click here.