Why Choose Assured for Your Commercial Loan
Access to a Wide Panel of Lenders
We compare a diverse range of commercial lenders, from major banks to specialist financiers, to find you a competitive and suitable loan.
Tailored Loan Structuring
Every business is unique. We take the time to understand your goals and structure a commercial loan that aligns with your business strategy and cash flow.
Expert Negotiation
Our experienced brokers negotiate with lenders on your behalf to secure favourable terms, rates, and conditions for your commercial property loan.
Our Simple Commercial Loan Process
Initial Assessment & Strategy
We start with a detailed discussion to understand your business, investment goals, and financial situation. This allows us to develop a clear strategy for your commercial financing needs.
Loan Sourcing & Application
Leveraging our extensive lender network, we identify the most suitable loan products. We then manage the entire application process, compiling all necessary documentation and presenting a strong case to lenders.
Settlement & Ongoing Support
We guide you through to a successful settlement and provide ongoing support to ensure your loan continues to meet your business needs as you grow.
Types of Commercial Properties We Finance
We can help you secure finance for a wide range of commercial properties, including:
- Offices and office buildings
- Retail shops and shopping centres
- Industrial warehouses and factories
- Medical centres and specialist facilities
- Childcare centres
- Hotels, motels, and pubs
- Rural and agricultural properties
- Specialised commercial properties
Frequently Asked Questions
How much can I borrow for a commercial property?
Borrowing capacity for commercial loans depends on factors like the property's value, rental income, your business's financial health, and your deposit size. Typically, you can borrow up to 70-80% of the property's value.
What are the interest rates for commercial loans?
Commercial interest rates are typically higher than residential rates and vary based on the loan type, property, and perceived risk. We negotiate with lenders to find you a competitive rate.
What is the difference between a full-doc and low-doc loan?
A full-doc loan requires comprehensive financial documentation (e.g., tax returns, financial statements). A low-doc loan is for self-employed borrowers who can't provide standard income proof and relies on alternative documentation like an accountant's letter.
How long does the commercial loan process take?
The timeline can vary significantly depending on the complexity of the deal. It can range from a few weeks to a couple of months. We work to make the process as efficient as possible.
Take the Next Step for Your Business
Whether you're buying, refinancing, or developing, let's discuss how we can help you achieve your commercial property goals.