Why Refinance Your Home Loan?
Lower Interest Rates
Take advantage of better interest rates to reduce your monthly repayments and save money over the life of your loan.
Access Your Equity
Use the equity in your home for renovations, investments, or other major purchases with a refinancing solution.
Debt Consolidation
Combine multiple debts into one manageable loan with a lower interest rate to simplify your finances.
Annual Home Loan Health Check
Every year you should take a home loan health check to find out if the mortgage you have is still saving you money. A lot can happen in a year!
- Interest rates may have changed
- Your property value may have increased
- Your financial situation may have improved
- New loan products may be available
Our Refinancing Process
Initial Assessment
We'll review your current loan and financial situation to identify potential savings and opportunities for a better deal.
Compare Options
We'll compare loans from our panel of lenders to find the best refinancing solution for your needs.
Application & Approval
We'll handle the paperwork and guide you through the application process to secure your new loan.
Settlement
We'll coordinate with all parties to ensure a smooth transition from your old loan to your new one.
Frequently Asked Questions
When should I consider refinancing?
Consider refinancing if interest rates have dropped, your property value has increased, your financial situation has improved, or you want to consolidate debt.
What costs are involved?
Refinancing costs may include discharge fees, application fees, valuation fees, and government charges. We'll help you understand all costs involved.
How long does refinancing take?
The refinancing process typically takes 4-6 weeks from application to settlement, depending on the complexity of your situation.
Can I refinance if I have bad credit?
Yes, there are options available for borrowers with less-than-perfect credit. We'll work with you to find a suitable solution.
Ready to Save Money on Your Home Loan?
Let us help you find a better deal through refinancing.