Lo Doc Home Loans
Low documentation home loans for self-employed borrowers who need flexible income verification options.
What are Lo Doc Home Loans?
Generally LoDoc home loans are available for those borrowers who are self-employed with a financial situation that makes it difficult to verify their income. Most lenders only offer Investment LoDoc loans; Assured Home Loans however has access to a number of lenders who offer owner occupied LoDoc home loans.
With 30 years experience writing home loans, we know exactly who's offering the best interest rates.
We have access to over 30 bank and non-bank lenders, (including the big 4), and over 1400 loan product options.
A LoDoc Home Loan is ideal for those who are:
Self Employed
Perfect for business owners, contractors, and freelancers who need flexible income verification.
Financials Not Complete
For those whose financial documentation isn't fully prepared or up to date.
Short Term Self Employed
Ideal for those who have recently become self-employed and need time to build financial history.
Why Choose Assured for Lo Doc Loans?
Expert Guidance
Our experienced consultants understand the unique challenges of self-employed borrowers and can guide you through the process.
Fast Processing
We streamline the application process to get you approved quickly, even with limited documentation.
Competitive Rates
Access to over 30 lenders means we can find you the most competitive rates available for your situation.
Flexible Options
Both owner-occupied and investment property options available to suit your specific needs.
How the Lo Doc Process Works
Initial Assessment
We'll review your business situation and determine if a Lo Doc loan is the right option for you.
Documentation Review
We'll help you gather the minimum required documentation, which may include business activity statements, bank statements, and accountant's letters.
Lender Selection
We'll match you with the most suitable lender from our extensive network based on your specific circumstances.
Application & Settlement
We'll handle the application process and guide you through to settlement, making the entire process as smooth as possible.
Ready to Explore Lo Doc Options?
Speak to one of our friendly and experienced home loan consultants to assess what your finance options are.