How We Help First Home Buyers
Expert Guidance
We'll help you understand your borrowing capacity and find the right loan option for your needs.
Government Grants
We'll help you access all eligible government grants and schemes to maximize your benefits.
Simple Process
We handle all the paperwork and liaise with lenders to make the process stress-free.
Your Journey to Home Ownership
Initial Consultation
We'll meet to understand your goals and financial position, then calculate your borrowing capacity and discuss loan options.
Pre-Approval
We'll help you gather necessary documents and apply for pre-approval so you can start house hunting with confidence.
Property Purchase
Once you've found your dream home, we'll help with the formal loan application and guide you through to settlement.
What You'll Need
To help make your application process smoother, here's what you'll need to provide:
- 2 recent payslips showing YTD earnings
- Latest 2 years tax returns and assessments
- 6 months of bank statements
- 100 points of ID
- Evidence of savings history
- Details of any existing debts
Frequently Asked Questions
How much deposit do I need?
Generally, you'll need at least 5% of the purchase price, plus costs. However, a 20% deposit helps avoid Lenders Mortgage Insurance.
What grants are available?
Various grants are available including the First Home Owner Grant and First Home Loan Deposit Scheme. Eligibility varies by state.
How long does pre-approval take?
Pre-approval typically takes 3-5 business days once we have all your documentation.
What costs are involved?
Besides the deposit, you'll need to consider stamp duty, legal fees, building inspections, and loan application fees.
Ready to Start Your Home Buying Journey?
Let us help you make your dream of home ownership a reality.